Kinds of Loans Available

Here at Fix and Flippers, we are direct to lenders with unique Private Loan options. Most will fit your desired scenario. If you’d like to get started, Leave an inquiry and someone will respond within 24 hrs.

We help investors find personal, real estate, business, hard money, private equity, commercial loans and many other kinds of loans. If you’d like to qualify for one of these loans, you can start here.

Real Estate

Hard Money

Higher interest rate loans that are short-term and usually requires an LLC, can be used for fix-and-flip deals or bridging deals.
7-11%, 12-36 months, Purc/Refi, New or Experienced ok.

Commercial Loans

Used for anything over 5 units residential and business purpose.
Rates depend on asset type, LTV and sponsor. Experienced preferred.

Business Loan

Can be used to capitalize a business or acquisition, cannabis business with real estate.
6-10%, lines of credit, Revenue loans, etc.

Bridge Loans

If you are in-between deals and need funds to close, or you need time to reposition an asset, use short-term bridge financing to make it happen!

Consumer Loans

Need a referral to a trustworthy lender in your area? They help with conventional, FHA, VA, self-employed, First time home buyers. 2-4% or current rate.

Private Lenders

Loans funded by small family offices who prefer to portfolio their loans, make low interest loans with short term loans, light to medium rehab, no ground-up.


Invoice Factoring

Invoice factoring is a type of invoice financing where you can “sell” some or all of your company’s outstanding invoices to a third party as a way of improving your cash flow and revenue stability. Invoice factoring is also referred to as accounts receivable factoring or debt factoring.

Lines of Credit

A business line of credit is compared to a credit card. When approved, your business is given a maximum credit limit. You can borrow from these funds at any time as long as they don’t spend over the borrowing limit. You only pay interest on the money drawn from the credit line.

Business Term Loans

A term loan, or installment loan, is a business loan when the borrower receives a specific amount of money that is paid back on a set schedule. Usually monthly payments. Terms vary.

Business Credit Cards

Business credit cards are revolving lines of credit. You can draw from and repay the card as needed, as long as you make minimum monthly payments and don’t exceed the credit limit.

They are typically best used for financing ongoing expenses, such as travel, office supplies and utilities.

They are cool since you earn rewards on your purchases, and collateral isn’t required. But can come at a higher cost, with a variable rates that may rise and extra fees may apply.

Merchant Cash Advance

With a merchant cash advance, a lender advances a company money in return for a percentage of future credit card sales.

After receiving a merchant cash advance, daily payments are withdrawn by the lender from the business’ bank account. Payment is often based on a percentage of sales, so when sales are lower, the daily payment is also lower.

Equipment Financing

An equipment loan is used to purchase equipment. The business will immediately get to use the equipment but won’t have to pay the full cost up front. Instead, the business will be able to pay smaller payments on a regular basis. The lender charges interest for loaning the funds to the borrower.



A certificate of deposit (CD) is a low-risk savings tool that can help you earn a certain amount of interest while keeping your money safely invested. Like a savings accounts, CDs are considered low risk because they are FDIC-insured up to $250,000.

Best Credit Cards

We have reviewed the best cards for Travel, Cash back, Rewards, Balance Transfer, Low Interest, Average Credit and Building Credit.

Business Acquisition Loan

A business acquisition loan is a small business loan that’s designed for financing the purchase of an existing business or franchise.The amount you can borrow depends on what lender you choose, and the various requirements for those lenders.


New crypto apps and technologies are hitting the market daily, we will review them.

Don’t sell your crypto if you can leverage it to secure alternative funding. Multiple companies allow you to borrow funds against your crypto with rates as low as 4.5% APR so you can get a loan while you HODL.

SBA Loan

The SBA is a Federal program to help small business owners. They offer low interest, long term loans, optimal for investments. But you can’t go direct for a loan, you must work with a lender like a bank or non-profit.

The Small Business Administration guarantees these loans, which are offered by banks and other lenders. Repayment periods on SBA loans depend on how you plan to use the money. They range from seven years for working capital to 10 years for buying equipment and 25 years for real estate purchases.

Payday Advance Loans

Payday loans are short-term loans that are low-dollar, high cost loans that usually charge triple-digit APRs with payments usually due weekly, or on your payday. These are designed to help you cover immediate cash needs until you get your next paycheck.